Call Michael now.

  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 						<h2>Let us be the stepping stone to the home of your dreams.</h2>

    Let us be the stepping stone to the home of your dreams.

  • 						<h2>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</h2>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<h2>No matter what type of loan you need, we're with you every step of the way.</h2>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<h2>REFINANCING is easy with our professionals' help.</h2>

    REFINANCING is easy with our professionals' help.

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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We offer FHA, VA, Conventional & Jumbo Loans in California

Welcome to the official site of Platinum Capital Mortgage. We are a full-service mortgage company based in Salinas, California and we service all of California. We specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans, Jumbo Loans, Commercial Loans, and HomePath mortgages in California. We proudly serve the local counties of Monterey, Santa Cruz, San Benito, Santa Clara, San Mateo, Alameda, Contra Costa and San Francisco. Whether you are buying a home or refinancing in any of these zip codes: 93901, 93940, 93960, 93905, 93908, 93906, 93907,93922, or 95012, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment on your refinance.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

What makes Platinum Capital Mortgage unique is that we offer the following niche programs as well: Bank Statement Loans for the Self-Employed, First-Time Home Loans, Reverse Mortgages, Private Money Loans, Construction Loans, Commercial Loans, and Niche Loans.

Contact Michael Rodriguez at Platinum Capital Mortgage today at (831) 229-1116 to discuss your mortgage loan options, and find out which loan program will best suit your needs. You can also email Michael at michael@platinumcapitalmortgage.com

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