Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Submit your Application
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Get Pre qualified Now
Welcome to the official site of Platinum Capital Mortgage. We are a full-service mortgage company based in Salinas, California and we service all of California. We specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans, Jumbo Loans, Commercial Loans, and HomePath mortgages in California. We proudly serve the local counties of Monterey, Santa Cruz, San Benito, Santa Clara, San Mateo, Alameda, Contra Costa and San Francisco. Whether you are buying a home or refinancing in any of these zip codes: 93901, 93940, 93960, 93905, 93908, 93906, 93907,93922, or 95012, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment on your refinance.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Platinum Capital Mortgage unique is that we offer the following niche programs as well: Bank Statement Loans for the Self-Employed, First-Time Home Loans, Reverse Mortgages, Private Money Loans, Construction Loans, Commercial Loans, and Niche Loans.
Contact Michael Rodriguez at Platinum Capital Mortgage today at (831) 229-1116 to discuss your mortgage loan options, and find out which loan program will best suit your needs. You can also email Michael at email@example.com