Call Michael now.

  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 			Platinum Capital Mortgage
  • 						<h2>Let us be the stepping stone to the home of your dreams.</h2>

    Let us be the stepping stone to the home of your dreams.

  • 						<h2>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</h2>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<h2>No matter what type of loan you need, we're with you every step of the way.</h2>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<h2>REFINANCING is easy with our professionals' help.</h2>

    REFINANCING is easy with our professionals' help.

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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Refinance your Home

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We offer Conventional, Jumbo, FHA, VA,  USDA, Reverse Mortgages, Construction loans and Commercial loans throughout California

Welcome to the official site of Platinum Capital Mortgage and its Broker and Owner, Michael D. Rodriguez, J.D. who is recognized as America's 5th Top Producing Loan Originator who has closed over $3.9 billion in mortgage loans and countiing in his 22 year mortgage career.

Michael holds an Associate's degree, Bachelor's degree, MBA and a Law Degree.

He offers his clients his 22 years of extensive mortgage loan experience and post graduate education, a myriad of mortgage resources and well forged mortgage industry connections, creative financing solutions, very competitive WHOLESALE mortgage rates, his unparalleled and dedicated personalized service and his accessability to his clients. His clients' interests come first and his ability to close loans is well revered and respected. 

We are a full-service mortgage company based in Monterey County, California and we service ALL of California. We specialize in a myriad of mortgage loan products including FHA Loans, VA Loans, USDA Loans, Conventional Loans, Jumbo Loans, Commercial Loans and HomePath mortgages to name a few. We proudly serve all 58 counties in California.

Whether you are buying a home or refinancing in California we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment on your refinance.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

Platinum Capital Mortgage also offers the following niche programs as well: Bank Statement Loans for the Self-Employed, First-Time Home Loans, Reverse Mortgages, Private Money Loans, Construction Loans, Commercial Loans, and Niche Loans.

Contact Michael Rodriguez at Platinum Capital Mortgage today at (831) 229-1116 to discuss your mortgage loan options, and find out which loan program will best suit your needs. You can also email Michael at michael@platinumcapitalmortgage.com

Platinum Capital Mortgage
60 W. Market Street, Suite 300
Salinas, California 93901
Phone: (831) 229-1116
michael@platinumcapitalmortgage.com

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