Michael is a 3rd generation, lifelong resident of Salinas who studied Real Estate and Real Estate Finance at the collegiate and postgraduate level. Michael’s family has resided in Monterey County for over 100 years which has enabled Michael to acquire a thorough and in depth firsthand knowledge of the history of the local Real Estate and Financial Markets.

He is highly respected in the Mortgage and Real Estate Industry and is a perennial multi-million dollar Top Producer as well as an avid Real Estate Investor and Philanthropist. Michael has been awarded membership in the prestigious “National Register’s Who’s Who In Executives and Professionals” awarded to only a select few top business professionals in the United States.

EDUCATION:

• Associate of Arts degree (A.A.)
• Bachelor of Arts degree (B.A.)
• Master’s of Business Administration (MBA)
• Law Degree (J.D.)
• California Real Estate Broker License - REALTOR®
• Graduate of the REALTOR® INSTITUTE (GRI)
• Certification for Internet Professionalism (ePro)

Michael teaches First Time Homebuyer’s Seminars, Cal PERS Home buying Seminars and has had countless Mortgage and Real Estate related articles published over the years. He has always been actively involved in local Community Affairs and donates money and time to a myriad of charities and causes. Michael graduated as the Senior Class President at Palma High School and he is also fluent in Spanish.

AFFILIATIONS & MEMBERSHIP:

• National Association of Mortgage Brokers (NAMB)
• California Association of Mortgage Brokers (CAMB)
• National Association of REALTORS (NAR)
• California Association of REALTORS (CAR)
• Monterey County Association of REALTORS (MCAR)
• Multiple Listing Service (MLS)
• Better Business Bureau (BBB)