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Welcome to the official website of Platinum Capital Mortgage and its Broker and Owner, Michael D. Rodriguez, J.D. who is nationally recognized as America's 3rd Top Producing Loan Originator overall and also as "America's Top Mortgage Broker".
Michael holds an Associate's degree, Bachelor's degree and a Law Degree. He then continued his postgraduate education at Stanford University.
He has closed over $5 Billion and counting in residential home loans and another $3.9 Billion in commercial loans.
He offers his clients his 27 years of extensive mortgage loan experience and post graduate education, a myriad of mortgage resources and well forged mortgage industry connections, creative financing solutions, very competitive WHOLESALE mortgage rates, his unparalleled and dedicated personalized service and his accessability to his clients. His clients' interests come first and his ability to close loans is well revered and respected.
We are a full-service mortgage company based in Monterey County, California and we service ALL of California. We specialize in a myriad of mortgage loan products including FHA Loans, VA Loans, USDA Loans, Conventional Loans, Jumbo Loans, Stated Income Loans, Commercial Loans and HomePath mortgages to name a few. We proudly serve all 58 counties in California.
Whether you are buying a home or refinancing in California we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment on your refinance.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Platinum Capital Mortgage also offers the following niche programs as well: Bank Statement Loans for the Self-Employed, First-Time Home Loans, Reverse Mortgages, Private Money Loans, Construction Loans, Commercial Loans, and Niche Loans.
Contact Michael Rodriguez at Platinum Capital Mortgage today at (831) 229-1116 to discuss your mortgage loan options, and find out which loan program will best suit your needs. You can also email Michael at firstname.lastname@example.org