Sample ImageCall Michael Rodriguez at (831) 229-1116 and click on the "Apply" link below to complete a loan application.

Sample Image Sample Image Sample Image

Michael D. Rodriguez, J.D. is the nationally recognized and award-winning Broker and Owner of Platinum Capital Mortgage, a full-service Mortgage Brokerage. He provides residential mortgages for real estate in California, Colorado, and Florida and he also provides commercial loans throughout the United States.

In addition, Michael holds an Associate of Arts degree, a Bachelor of Arts degree, an MBA and a Law Degree, and he continued his postgraduate studies at Stanford University. 

He has closed over $6 billion and counting in residential loans and another $5 billion in commercial loans during his illustrious career.

In 2020, Michael closed 1,264 residential loans for $676,243,368 and another $13,250,000 in commercial loans.

Michael is nationally recognized as "America's Top Mortgage Broker" and National Mortgage News Magazine named him as America's 2nd Top Producing Loan Originator in 2021. He was also awarded membership once again to the very exclusive "150 Million Dollar Club" in 2021 by Mortgage Professional America (MPA) magazine

He is a very experienced, and long-time avid real estate investor and philanthropist. He has been awarded exclusive membership in the prestigious "National Register's Who's Who in Executives and Professionals", is a member of "Marquis Who's Who in America", is honored as one of "America's Most Honored Financial Professionals" by American Registry, recognized by the Expert Network as a "Distinguished Mortgage Professional", and by Top Agent and Power Originator magazines as well as one of the nation's top mortgage professionals. 2018 Top Producers
He offers his clients his 28 years of extensive mortgage loan experience and postgraduate education, a myriad of mortgage resources, creative financing solutions, very competitive WHOLESALE rates, his unparalleled and dedicated personalized service combined with his firsthand and unique up to date mortgage market insights. Whether his clients are buying a house, refinancing, remodeling, seeking debt consolidation, or a construction loan, he has the right loan program to meet their needs and goals and all with the best terms available.

His commitment to each client is simple: he begins by carefully listening to each client in order to understand their objectives, then thoroughly educating them and keeping them fully informed with each step in their loan process and delivering 100% on promises. He takes any confusion or worries out of the process, giving his clients the confidence to comfortably make fully informed loan decisions. 

Michael's passion and expertise for assessing his client’s specific situations, listening to their dreams and financial goals, structuring the best plan, and delivering the ideal financing solution are what fuels his commitment to each and every client. His greatest fulfillment comes from developing strong and long-lasting relationships with his clients and referral partners that last for many years.

He will provide you with a myriad of loan product options for you to choose from, the lowest WHOLESALE RATES available, and his personalized and dedicated service. Call Michael directly at 831-229-1116 or apply online here

Platinum Capital Mortgage has been recognized as an Accredited Business from the Better Business Bureau and has an A+ rating.

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what our clients are saying: